You may be eligible to collect your retired pay EARLY!


Reduced Age Calculator Estimate

Click the image to the right to download the reduced are eligibility calculator.

Once you are eligible to receive retired pay (served 20 or more qualifying years of service), then this tool will help to provide you with an ESTIMATE of your reduced age that you may be eligible to receive your retired pay sooner than age 60.

The instructions tab will walk you through the process. Pay attention to the instructions as there are two sides to the calculator that follow the two different laws that apply to reduced age eligibility.


TRICAREHere is a helpful brief on your TRICARE options as retiring U.S. Army Reserve Soldier.

It is very important to understand the premium differences that occur if you are a drilling TPU member, in the retired reserve (gray area), or if you are age 60, or 65.

There is even information on coverage for your college aged student!


If you are unable to attend an in person retirement briefing offered by one of the Readiness Divisions, the briefs below can help provide an overview and information for you to better prepare for retirement. They can also help spark discussion and questions for you to ask your retirement services team.

The briefing below will help you understand the Reserve Component Survivor Benefit Plan. This is very important with regards to allowing a portion of your retired pay to continue on to a beneficiary in the form of an annuity after you die.

Reserve Component Survivor Benefit Plan Soldier and Spouse Brief

Please be sure to read the notes under each slide

The briefing below is a DA retirement planning brief. This a very good overview of the retirement process. Please keep in mind this is a briefing that covers items for active duty and reserve retirement. So, not all slides will apply to a reserve retirement. After view the brief you should have a better understanding of what you will need to do, and what types of questions you will want to ask your USAR retirement services officer.

Please be sure to read the notes under each slide.

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USAR Retirement Briefings