U.S. Army Reserve


Blended Retirement


The new Blended Retirement System goes into effect on January 1, 2018.JKO Training Link

--Approximately 85% of Service Members who enter the force will receive some form of a portable retirement benefit;
--Future Service Member will receive 80% of the current defined benefit (pension) if they serve for 20 years as well as the opportunity to achieve nearly equivalent or better retirement benefits when they reach retirement age; and enables us to recruit and train our superb All-Volunteer Force in the 21st Century.
Blended Retirement System
The Department of Defense officially launched the Blended Retirement System (BRS) comparison calculator, providing BRS opt-in eligible service members their first opportunity for an individualized comparison of retirement systems. The comprehensive tool, in combination with the mandatory BRS Opt-In Course, will assist the nearly 1.7 million opt-in eligible service members and their families make an informed decision on whether or not to elect the new retirement system. The BRS goes into effect on Jan. 1, 2018.

Blended Retirement System Highlights

» The Fiscal Year 2016 Nation Defense Authorization Act created a new military retirement system that blends the traditional legacy retirement pension with a defined contribution to a Soldiers' Thrift Savings Plan account. The new Blended Retirement System goes into effect on January 1, 2018.

» All Soldiers serving as of December 31, 2017, are grandfathered under the legacy retirement system. No one currently-serving will be automatically switched to the Blended Retirement System.

» Although Soldiers are grandfathered under the legacy retirement system, those with fewer than 4,320 retirement points as of December 31, 2017, will have the option of remaining in the legacy retirement system or opting into the Blended Retirement System.  The opt-in period for the Blended Retirement System begins January 1, 2018 and concludes on December 31, 2018.

» All  Soldiers who join the Army on or after January 1, 2018, are covered under the new Blended Retirement System.

Need more Information? Check out militarypay.defense.gov


»  Take advantage of free, personal support from your installation's accredited Personal Financial Manager or Counselor at these links:



»  Learn more about your retirement choices by viewing the online BRS Opt-In Course at:


»  Calculate, compare and contrast your retirement benefits under both systems using the BRS Comparison Calculator at:

"The implementation of the Blended Retirement System is a monumental change for the Department, requiring significant involvement from all members of the uniformed services. Pay close attention, remain committed, stay fully-informed, educated and prepared for the transition." - Robert O. Work, Deputy Secretary of Defense